“I have extensive experience in the financial industry, specialising in mortgages and protection. I provide a holistic approach to mortgage advice, giving my clients access to “whole of market products” and, in particular, exclusive rates and products when available.
Whether you are a first time buyer, moving home, remortgaging or purchasing a buy-to-let; I promise to help you make the right decisions based on your circumstances.
I will assist you in every step of the way, giving you peace of mind that your mortgage is suited to you and ensuring I protect what is most important; your home, income and loved ones.
I will work with you to support your visions and aspirations, from reducing debt, to supporting your organisation’s strategy, to protecting your lifestyle and/or increasing your wealth.”
If you require unrivalled financial services do not hesitate to call 07903 001 734 or make an enquiry using the contact form.
Lifetime Wealth Management Limited is registered in England and Wales, Directors: P. Merrigan, U. Ozturk.
Registered Number 4631136. Registered Office: 12-14 Upper Marlborough Road, St Albans Herts AL1 3UR.
Lifetime Wealth Management Limited is an appointed representative of Intrinsic Financial Planning Ltd and Intrinsic Mortgage Planning Ltd, which are authorised and regulated by the Financial Conduct Authority.
Intrinsic Financial Planning Ltd and Intrinsic Mortgage Planning Ltd are entered on the Financial Services Register (https://www.fca.org.uk/register/) under references 440703 and 440718.
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What Our Clients Say
I don`t usually leave reviews but felt the need to express my gratification for all the hard work Carmel has done for us over the last year. The service Carmel has provided is nothing short of exceptional, she always returns calls and hand on heart we would only use her services in the future.
Adam Smith
Just found me my new home, so happy with the service and Carmel went out of her way to help me further with my utilities. Highly recommend. Amazing service
Mistine laura
Amazing service. Proficient and reliable.
Best experience I have had with a real estate agent
Khalid Qadeer
Thank you to cc gray estates finding me a suitable tenant in such a short space of time, a special thank you to Carmel who helped me every step of the way and was always professional would definitely recommend you .
Micah Wicks
Thanks again to the whole team at Cc Grays. Very straight forward and ethical process. It was a pleasure using your services as it was stress free and very punctual in each department. Thanks again to ibrahim for his great communication.
Dean Grant
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